Life in Santiago de Chile: What should expats expect?

Santiago de Chile offers residents a modern lifestyle due to top-tier internet speeds and an amazing infrastructure. The Mediterranean climate and the geography allow you to enjoy an outdoor lifestyle, from skiing to relaxing on the Pacific beach. However, there are also some catches.

Therefore, we’ve collected insights from expats in Santiago to help identify these drawbacks and what people frequently ask about before and after moving. You also get to meet our welcoming international community by joining our various groups, professional networking & social events!

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Mathias Döringer

Mathias Döringer

Before moving to Santiago de Chile I joined the InterNations community and got useful hints regarding housing and business.

Emma Willems

Emma Willems

When I first came to Santiago de Chile I didn´t know one anyone. On InterNations I found many expat friends in the same situation.

An amazing community is waiting for you!

Meet international people at local events

Meet international people at local events

Socialize, enjoy hobbies, and make friends

Socialize, enjoy hobbies, and make friends

Get info, and feel at home abroad!

Get info, and feel at home abroad!

Why you'll love InterNations in Santiago De Chile

34,103
members in Santiago De Chile
34
monthly events
32
interest-based groups
67
event hosts

and countless possibilities for fun and friendship!

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Pros & cons of living in Santiago de Chile

Evaluating the positives & negatives is always essential. Here are the pros and cons of living in Santiago de Chile according to the opinions from our Expat Insider survey participants, plus some insights from the international community.

Pros: What expats like about Santiago de Chile

Job & career: As the biggest city in Chile, Santiago is the center of the economy and contributes over 45% of the national GDP. International start-up founders also have a chance to receive up to 50,000 USD in equity-free funding and a one-year work visa. For these reasons, Santiago scored 17th in Job & Career in our survey, with 79% of expats reporting satisfaction with their job.

Foreign tax holiday: According to the Chilean Income Tax Law, professional expats are eligible for a tax holiday on foreign income for the first three years of residency. It is also possible to extend for another three years. But the catch is that your income earned in Chile is taxed up to 40%.

Pension system: Foreign professionals can choose to opt out of local pension deductions. Those who choose to contribute can reclaim 100% of the AFP (Administradoras de Fondos de Pensiones) funds they already paid upon their permanent departure.

Infrastructure: Santiago’s metro system features a 140 km network with 7 lines that are used by 2 million daily commuters, which usually get compliments such as clean and reliable. Their fixed broadband fiber-optic is also fast, frequently exceeding 260 Mbps.

Outdoors & climate: The climate in Santiago is Mediterranean with dry summers and mild winters, making it ideal for outdoor activities. The Andes mountains for skiing or hiking, and the Pacific coast beaches like Zapallar, can be reached within 1 to 2 hours. There is also a mountain park with pools and more features in the middle of the city.

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Opinion
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There are infinite opportunities to travel within the country and many specific activities that are possible to do during summer and winter. (Mexican expat in Santiago)
Opinion

Cons: Challenges expats face in Santiago de Chile

Settling in: According to our Expat Insider, Santiago placed 37th out of 57 in Getting Settled, with three in ten not feeling at home. Navigating daily life sees cultural and administrative challenges that make expats feel helpless and alone.

Healthcare cost: Although the quality of private clinics is excellent, roughly 49% of our Expat Insider respondents show dissatisfaction with the affordability of healthcare, due to the cost of higher-tiered care and the high out-of-pocket fees for those who don’t have premium coverage.

Safety issues: Although Santiago is safer than most South American capitals, there are concerns regarding organized gang crime. Venezuela’s Tren de Aragua gang has a strong hold in the Santiago Metropolitan Region, doing extortive kidnappings and business protection rackets. However, it’s only in certain areas, such as downtown transit and the city's outer areas.

Environmental hazards: Santiago’s valley geography causes 15 to 20 official Preemergencia smog days a year, which trigger vehicle-use restrictions and respiratory irritation among children. Newcomers have to get used to earthquakes and tremors, which are also regular in the city.

Importance of “Pituto”: Pituto refers to using personal connections to seize opportunities in many aspects of life. Dealing with bureaucracy or advancing professionally in Santiago can be a nightmare for expats who have no personal connections.

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Air quality is bad because of too many cars. People and society are not very open-minded. It’s difficult to make friends, and not very safe for a woman to walk alone by the streets like in Europe. (Spanish expat in Santiago)
Opinion

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Join Our Exciting Events in Santiago de Chile

Santiago is a balanced mix of city life, mountain views, and beaches, and with InterNations, you’ll get to explore everything it has to offer. Our regular Newcomers’ Events are a great option to start; since turning up alone is totally normal, you’ll meet our organizers and other newcomers to the Santiago expat community.

Our event calendar has different events to offer regularly! Our large community gatherings in fancy locations across town will let you explore your interests and hobbies with new international friends: from tasting different wines at a wine fair, to trekking Ilha Grande, and to a board game gathering, there’s always something for everyone. Let’s explore together!

InterNations Santiago : Taste France, Feel the Blues
Join us for a special InterNations evening full of live music, international vibes and great company at Le Bistrot Lastarria, a charming French restaurant located at Padre Luis de Valdivia 327, just steps from Universidad Católica metro station. Enjoy an unforgettable night with the live performan
Join us for a special InterNations evening full of live music, international vibes and great company at Le Bistrot Lastarria, a charming French restaurant located at Padre Luis de Valdivia 327, just steps from Universidad Católica metro station. Enjoy an unforgettable night with the live performan
"One Day, Everyone WIll Have Always Been Against This"
Come and share your thoughts about "One Day, Everyone WIll Have Always Been Against This" by Omar El Akkad over a glass of wine and snacks!
Come and share your thoughts about "One Day, Everyone WIll Have Always Been Against This" by Omar El Akkad over a glass of wine and snacks!
Appetizers & Free Pass for Soda Stereo Show
Appetizers & Free Pass for Soda Stereo Show
Let's have good drinks and dancing at Sala Omnium. Your consume at (...) Protected content (...) will be the free pass to the show. We will go walking, it is one block ahead.
Let's have good drinks and dancing at Sala Omnium. Your consume at (...) Protected content (...) will be the free pass to the show. We will go walking, it is one block ahead.
Do You Like Spanish Food?
Do You Like Spanish Food?
This restaurant was founded in 1940 by a Spanish family of gastronomic entrepreneurs. Three generations have maintained its essence and tradition. In my opinion, it’s one of the best restaurants in Santiago. I promise you it will be an unforgettable experience! IMPORTANT To attend the event it will
This restaurant was founded in 1940 by a Spanish family of gastronomic entrepreneurs. Three generations have maintained its essence and tradition. In my opinion, it’s one of the best restaurants in Santiago. I promise you it will be an unforgettable experience! IMPORTANT To attend the event it will

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Frequently asked questions about living in Santiago de Chile

Most common questions about life as an expat in Santiago de Chile are answered in this section, from visas and insurance to day-to-day essentials like cost of living and how to find accommodation. And we even have tips on how to make friends!

Is Santiago de Chile a suitable destination for expats?

According to our Expat Insider, Santiago de Chile landed in 33rd out of 57 overall, since expats have a hard time feeling at home due to the language barrier and the importance of having personal connections. The environmental issues can be just as frustrating, and gang-related organized crimes add to the worries in daily life.

On the other hand, expats experience competitive salary packages and job satisfaction. To top it off, Santiago has a perfect climate for outdoor and social activities, along with a quality public transport system, making it easier to fulfill the needs for leisure whenever you can.

So, if you are prepared to put up with the negative factors and focus on the positives the city can offer, it can be your ideal destination.

What salary range can you expect in Santiago de Chile?

The reason behind high salaries is the wealth in natural resources of Chile and global tech integration. In the tech sector, data architects and cybersecurity experts earn higher than in other roles. In the engineering field, the market is heavily concentrated on mining, lithium, and green energy engineers with project management skills.

The finance sector is also in demand, recruiting expats for cross-border transactions, international compliance, and global trade. While the education sector doesn’t pay as much as in other sectors, there is demand for native English speakers as corporate language instructors and international school teachers. In the table below, you’ll see the income figures for the in-demand job sectors in Santiago.

SectorCLPUSD (approx.)

Technology

2,300,000–5,450,000

2,500–6,000+

Mining & Energy Engineering

3,600,000–7,700,000+

4,000–8,500+

Financial services

2,700,000–5,450,000

3,000–6,000

Education

900,000–1,800,000

1,000–2,000

How much money do I need to live comfortably in Santiago de Chile?

Living comfortably in Santiago is expected to cost between 1,300,000 and 1,600,000 CLP (approx. 1,400–1,800 USD) per month for a single person. The total expenses are honestly dependent on lifestyle choices and dining habits. There is also a standard building fee called gastos communes, which is basically a building maintenance fee and can add extra cost to your rent.

Below is a table with the estimated monthly costs of living in Santiago de Chile.

CLPUSD (approx.)

Rent for studio/1-bedroom flat

410,000–600,000

450–650

Rent for a 2 to 3-bedroom flat

680,000–910,000

750–1,000+

Rent for a family home

1,600,000–2,700,000

1,800–3,000+

Utilities (electricity, water, etc.)

91,000–135,000

100–150

Mobile phone & internet

27,000–36,000

30–40

Basic health insurance

91,000–410,000+

100–450+

Public transport

41,000

45

Groceries (Single person)

230,000–320,000

250–350

Meal at a restaurant

9,100–36,000

10–40

What type of visa do I need? How do I apply for a residence permit?

The first step is getting the temporary residence (Residencia Temporal) online in your country. The most common visa types are the Work Contract Visa for local employment and the Rentista Visa for remote workers or retirees.

However, you must meet the salary thresholds for a guaranteed visa approval. The Work Contract Visa requires a minimum of 539,000 CLP (approx. 590 USD), while the Rentista Visa requires a steady income of at least 950,000–1,450,000 CLP monthly (approx. 1,050–1,600 USD).

Upon arrival at the airport, you must pass the SAG agricultural checkpoint to declare the organic items you bring via the Servicio Agricola y Ganadero Entry Portal, and then you’ll receive a paper receipt from the PDI police, which you must keep. You must register your visa and apply for the Chilean foreign ID card at the official Regsitro Civil within 30 days.

How does the healthcare system work?

Chile has two different healthcare systems, and a mandatory contribution of 7% gets deducted from the monthly salary. Residents can choose to allocate this contribution to either the public system or the private system.

The public system is called FONASA with four coverage tiers, which is widely used by most residents because of its affordable cost and covers care at public hospitals, although getting an appointment takes a long time. Expats earning a competitive salary automatically enter Tier D, which covers 80% of the costs at public facilities and charges 20% co-payment.

The private system is managed by ISAPRE companies, providing faster access to the services at private clinics where language barriers won’t be an issue. These companies offer tailored plans that reimburse between 60% and 90% of the bills. However, there are extra monthly fees and out-of-pocket costs to secure maximum coverage. It’s also possible to claim Catastrophic Illness Coverage (CAEC), which steps in to pay 100% of major hospitalization costs after you meet a specific deductible.

How and where do I find the housing in Santiago de Chile?

There are a few ways to find accommodation in Santiago, such as surfing on real estate portals, agencies, or even asking around in community networks. One thing to note is that the local rental market moves very fast, and the popular properties in nice locations get rented within 48-72 hours. So, your best option is to use these dominant local online platforms:

Landlords usually ask for proof of your income being at least three times the rent, and the deposit is one to two months’ rent. Standard required documents include your Chilean card, an employment contract, the last three to six monthly pay slips, an AFP pension certificate, and a Dicom credit report.

What are the best neighborhoods to live in Santiago de Chile?

It honestly depends on your lifestyle and budget. Vitacura and Lo Barnechea are expensive, with quality family homes and apartments near schools and parks. Providencia and Las Condes are also in the high-end tier, offering residential skyscrapers, offices, energetic social scenes, and metro connections.

Ñuñoa offers accommodation with mid-tiered pricing along with a bohemian culture vibe and trendy restaurants. Santiago Centro, the political and historical downtown, offers the most affordable housing but requires higher safety awareness when it’s dark.

Is Santiago de Chile safe for expats and families?

While there are worries due to the rise in organized gang crime, it’s only concentrated in outskirt areas and downtown transit areas during the late hours. The realistic threats expats might face include pickpocketing and opportunistic car break-ins. Just staying alert and using common sense for safety awareness, especially at night, is enough to ensure your own safety.

How do I get around Santiago de Chile?

The public transport network in Santiago runs air-conditioned metro lines, Tren Nos commuter rail, and clean city buses. You can buy a physical bip! card at any station or set up a QR code on the Red Metropolitana de Movilidad app to pay for the rides. The app is also useful for tracking real-time bus arrivals and calculating the fastest routes.

It costs between 730 CLP and 840 CLP (approx. 0,80–0,95 USD) per journey, which also includes 2 free transfers within a two-hour time frame. Using the QR in the app gives you a monthly cap called Dale QR!. Once the transit spending reaches 41,000 CLP (approx. 45 USD), the rides are free until the end of the month.

If you are traveling from Arturo Merino Benítez International Airport, you can take an airport bus that can take you to the downtown terminal in 40 minutes for about 2,000 CLP (approx. 2.20 USD). Ride-sharing apps like Uber and Cabify are popular and safe. Santiago also offers an expanding web of over 500 km of bicycle lanes, meaning you can also do cycling for either commuting or sport.

Are there language barriers for expats?

According to Expat Insider, Santiago landed 33rd in Language, meaning that the language barrier is one of the significant hurdles that expats experience. While you can easily navigate with just English in environments such as international corporate offices, international schools, and hotels, daily life generally requires a basic command of Spanish. Additionally, Chileans speak fast by dropping “s” from the ends of words and use local slang known as chilenismos, meaning it’s hard to grasp what they are saying, even if you speak basic Spanish.

Administrative tasks are also conducted in Spanish, so you either hire a bilingual relocation helper or find a friend who speaks Spanish to come with you to these administrative appointments.

Is Santiago friendly to foreigners?

Locals in Santiago are known to be polite and helpful, but they are quite reserved and socially private. That’s why blending into local social circles is challenging for foreigners, ranking 38th for Local Friendliness and 42nd for Feeling Welcome. Most locals maintain their old friendships that were formed during their youth, meaning that they rarely build new, deep friendships with foreigners.

To ease social isolation, finding new connections in expat networks is common. Stick close to the expat community for your first half-year or so. It acts as an emotional cushion. That way, you won't feel completely isolated while you slowly learn Spanish and figure out how to make local friends.

How do I meet people in Santiago?

The best way to meet people in Santiago is to join existing communities, instead of waiting for the locals to open up to you when they are reserved, and your Spanish is not good enough to have a deeper conversation with locals yet.

InterNations can be a great place to start. We are an existing global network with an international community in 420 cities worldwide. We offer multiple events regularly to help expats socialize and build friendships. Most people come alone to the events and make new connections without going through language barriers in a friendly atmosphere.

Some events are recurring, like the InterNations Santiago de Chile Newcomers’ events and Official events, where you can enjoy your welcome drink and more with fellow expats from different backgrounds. Interest-based groups, such as the Santiago de Chile Outdoor Adventures Group, the Santiago de Chile Wine Tasting Group, and many more groups, hold unique events all year round.

Platforms like Meetup and Facebook Groups are also another way to meet people. You can also join popular language mixers like Spanglish Exchange in Providencia or outdoor hiking clubs in the Andes to build lasting connections while exploring the city.

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Pursue your hobbies with amazing new friends

Having hobbies and interests you’re passionate about and sharing them with other people is a great way to explore your new place of residence and experience community.

That’s what InterNations Groups are all about! Discover anything and everything that the city has to offer with the Santiago de Chile City Explorers Group, going for a cup of coffee or two and a conversation with the Santiago de Chile Singles Group, watching the football games or eating at the Grilling Festival with the Santiago de Chile After Work Group, or just laughing and enjoying the comedy show with the Santiago de Chile Arts & Culture Group!

So, whether you are looking for great company, conversations, great food, or lively evening activities, there will always be a group activity that can help you connect and enjoy living in Santiago.

Film Lovers Group
Film Lovers Group
City Explorers Group
City Explorers Group
Wellness & Yoga Group
Wellness & Yoga Group
German Culture Group
German Culture Group

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Find New Friends and Grow Your Network of Expats in Santiago de Chile

We’re not just in Santiago de Chile! InterNations has lively communities in 420 cities around the globe.

So if you’re thinking about relocating or are simply in the mood for a nice night out while traveling, InterNations is your go-to platform. As a member, you’re welcome to join events in any of our InterNations Communities worldwide.

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